Senior Compliance Officer (Deputy MLCO)

• Act as Deputy MLCO, supporting continuity of the function and deputising at governance meetings and regulatory engagements when required.
• Support the development and implementation of the Financial Crime Compliance Framework, covering AML, CTF, CPF, sanctions and wider financial crime risks.
• Assist with maintaining Business Risk Assessments and Financial Crime Risk Assessments.
• Monitor emerging financial crime risks, regulatory developments and relevant industry best practice.
• Conduct and oversee compliance monitoring and assurance reviews, supporting delivery of the Compliance Monitoring Programme and tracking actions to completion.
• Provide practical regulatory advice and constructive challenge to business teams, identifying improvements to policies, procedures and controls.
• Support regulatory inspections, reviews, information requests and associated remediation activities.
• Prepare management information, compliance metrics, key risk indicators and reports for senior management, Executive and Board committees.
• Escalate significant compliance breaches, control weaknesses and financial crime concerns appropriately.
• Contribute to the Risk Management Framework, risk and control assessments, and maintenance of risk registers, supporting adherence to the organisation's risk appetite.
• Coach and support Compliance colleagues, sharing knowledge and helping develop their skills.
• Build effective relationships across the three lines of defence and promote compliance, accountability and risk awareness throughout the business.

The ideal candidate will have at least five years' experience in compliance, financial crime, risk or audit within regulated financial services, with strong knowledge of AML, CTF, CPF and sanctions requirements. Experience conducting compliance monitoring or assurance reviews, preparing and presenting reports to senior management and governance committees, and supporting regulatory inspections, reviews or audits is essential. Strong analytical, communication and stakeholder management skills are required, alongside the ability to influence colleagues, provide sound regulatory advice and coach or mentor others. Experience supporting an MLCO function, undertaking Deputy MLCO responsibilities or holding equivalent financial crime leadership duties would be advantageous. Other desirable experience includes engagement with the GFSC and/or JFSC, developing financial crime frameworks and risk assessments, and working within a Three Lines of Defence model. An ICA or equivalent professional qualification at degree level would also be beneficial.