FTC Credit & Lending Services Legal Officer

• Support lending transactions from initial documentation through to completion and drawdown.
• Prepare, draft and review facility documentation for new loans, renewals, extensions and amendments.
• Assist with straightforward lending transactions through to completion, with appropriate guidance.
• Liaise with Relationship Managers, clients, solicitors and external legal advisers.
• Coordinate post-completion requirements, including direct debits, standing orders and outstanding lending conditions.
• Maintain accurate loan, security and client records within internal banking systems.
• Review lending documentation and ensure relevant approvals and conditions are satisfied.
• Identify and escalate legal, credit, operational and completion-related issues.
• Support compliance with lending policies, credit limits and internal risk management procedures.
• Respond to lending queries and provide updates on transaction progress.
• Maintain and update precedent lending documentation and internal templates.
• Support loan renewals, short-term extensions and facility amendments.
• Review documentation and completed transactions prepared by colleagues, providing sign-off where authorised.
• Assist with lending portfolio reporting, outstanding matters and transaction monitoring.
• Identify opportunities to improve lending processes, controls and operational efficiency.

The ideal candidate will have previous paralegal or legal assistant experience, or a background in credit operations, lending administration or deal management. Experience in property transactions, banking and finance, secured lending or loan administration would be advantageous, alongside familiarity with lending documentation, security arrangements and completion processes. You'll have excellent attention to detail, strong organisational and communication skills and the ability to manage competing deadlines. A proactive, client-focused approach is essential, together with good Microsoft Word and Excel skills and proficiency in AI-enabled productivity tools such as Copilot. You'll be comfortable working independently and collaboratively, taking ownership of tasks and supporting improvements to existing processes.