FTC Credit & Lending Services Legal Officer

• Support lending transactions from documentation and execution through to completion and drawdown.
• Prepare, review and finalise facility documentation for new loans, renewals, extensions and amendments.
• Assist with the completion of lending transactions, taking responsibility for straightforward matters where appropriate.
• Liaise with Relationship Managers, clients, solicitors and external legal advisers.
• Coordinate post-completion requirements, including direct debits, standing orders and outstanding lending conditions.
• Maintain accurate loan, security and client records within internal banking systems.
• Review lending documentation and ensure relevant approvals and conditions are satisfied.
• Support the management of legal, credit and operational risks throughout the lending process.
• Identify and escalate documentation, completion or credit-related issues appropriately.
• Respond to lending queries and provide updates on transaction progress.
• Maintain and update precedent lending documentation and internal templates.
• Support loan renewals, short-term extensions and facility amendments.
• Review documentation and completed transactions prepared by colleagues, providing sign-off where authorised.
• Assist with lending portfolio reporting, outstanding matters and transaction monitoring.
• Identify opportunities to improve lending processes, controls and operational efficiency.

The ideal candidate will have previous paralegal or legal assistant experience, or a background in credit operations, lending administration or deal management. Experience in property transactions, banking and finance, secured lending or loan administrationwould be advantageous, alongside familiarity with lending documentation, security arrangements and completion processes. You'll have excellent attention to detail, strong organisation and communication skills and the ability to manage competing deadlines within a busy environment. A proactive, client-focused approach is essential, together with proficiency in Microsoft Word, Excel and AI-enabled productivity tools such as Copilot, using sound judgement to ensure accuracy and quality. You'll be comfortable working independently and collaboratively, taking ownership of tasks and supporting improvements to existing processes.