Banking Jobs in Guernsey

Credit Risk, Assistant Manager

Job Ref: LF 21824
Posted: 2019-12-02
Leapfrog Jobs

Our client, an international provider of banking, wealth management and trust administrative services, for both private clients and institutions, is seeking to recruit an Credit Risk Assistant Manager.

Location

Guernsey, Channel Islands

Responsibilities

Provide accurate and timely reporting of the information required to facilitate completion of board, head office and regulatory returns.
Collaborate fully with working parties, which senior management may nominate for the overall benefit of Guernsey Operation.
Monitor and review credit fundamentals for credit facilities.
Ensure that the overall quality of the loan book is maintained to the highest standards.
prepare and present a comprehensive report in the Bank’s preferred form with a recommendation on the action to be taken.
Assist with the safe keeping arrangements for credit and security documentation ensuring they are both secure (under dual control) and orderly and recorded on T24.
Ensure that all credit and security documentation is properly taken and is effective for its purpose under relevant laws and jurisdictions and perform periodic reviews to ensure the documentation’s ongoing validity.
Disseminate any deteriorating trends or issues, that may or has affected a credit facility to the senior management.
Assist with the monitoring of security provided.
Identify as early as possible, any emerging difficulties with security cover.
Carry out a comprehensive analysis of credit facilities and prepare participation request forms.
Ensure that all participation documentation is properly taken, to include situations where the facility represents a large exposure in excess of 25% eligible capital base, a parental guarantee and obtaining the prior written acknowledgement of the GFSC.
Maintain a knowledge of regulation policies.
Assist with the training and coaching of junior members of the team.

Skills / Qualifications

The ideal candidate will have a minimum of 5 years’ credit experience within a banking sector and will possess strong credit risk appraisal and structuring skills, together with an ability to interpret company, trust, fund financial statements and cash flow analysis techniques. Applicants will demonstrate a knowledge and understanding of securities markets and the nature of investments, including relevant laws in both the UK and other jurisdictions. The successful candidate will have excellent interpersonal and communication skills, both written and verbal, as well as strong judgement abilities. This role will suit a motivated team player, who is able to manage their work effectively, whilst under pressure and in a timely manner.

How To Apply

For further details please call 711188, or email jobs@leapfrogjobs.com
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